This is a detailed description of our 2nd opinion service. Please call or email us with any questions.
 

1.  Schedule an Initial Phone Call

     The agenda for the meeting is the following:

  • Introductions and background on one another.
  • Discuss your present financial situation and your goals for the future.
  • Provide us with an approximate value of your assets and liabilities by account type.
  • Provide us an estimate of what your cash flow needs will be in retirement.       
  • We will provide big picture feedback to your financial situation. 
  • We will provide a flat fee quote for our service based on our discussion.
  • We will Schedule a 2nd call if you have further questions.


2.  Documentation & Disclosure

     We will email you the following documentation to engage in our service:

  • Financial Planning Agreement – This explains what we will do and the quoted flat fee. 
  • RIA Link – A link to the website of our registered investment advisory firm (RIA).
  • Part 2A Brochure – SEC document about qualifications/business practices of our RIA.
  • Part 2B Brochure – This is a supplement to 2A that provides information about Louis Butera.
  • Customer Relationship Summary (CRS) – A summary overview of our RIA. 
  • Privacy Notice – This is a privacy notice of our RIA.


3.  Financial Information/Questionnaire

     We will email these forms to collect data for our analysis:

  • WealthVision Fact Finder - This form helps you gather the information we need for your planning. 
  • Investor Profile Questionnaire – This is a questionnaire about risk and return.
  • Follow up Phone Call – We will review the data and reconfirm your goals.


4.  Review your Plan

     This is the way we evaluate your retirement plan and provide advice:

  • WealthVision – is our database we use to analyze data and prepare observations. 
  • Presentation - We will screen share our results and make any necessary adjustments.
  • Scenarios – We can stress test the plan with any alternative scenarios you wish to compare.
  • Your Access – You will have full access to WealthVision to download information.
  • Final Plan – We will deliver a final plan in PDF format.
  • Investment Proposal – We will compare your investments verse our proposed plan.
  • Investment Analysis - We will explain our thinking and advise how to move forward. 


5.  Your Choice

  • No Further Obligation - You can leave with a lot of useful information about your own planning.
  • Become a Client – We can discuss the benefits of becoming a client with our firm.

 

Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Private Advisor Group, a registered investment advisor. Private Advisor Group and Butera Wealth Management llc are separate entities from LPL Financial.