For some a car is simply a means of getting from point A to point B. For others it’s a status symbol. Cars are a hobby, a passion, for some and necessity for others, but whatever the level affinity toward automobiles there comes a time where just about everyone needs to start shopping for a new (or used) one. But, don’t run down to the local dealership just yet.
As fall weather drives us indoors, many people put away their frothy summer paperbacks and start turning to meatier reading matter. If you’re looking to add something informative to the To Read stack on your nightstand, here are some recommendations for the best books on economics and finance topics.
Sorting out all the details of legacy planning—including wills, trusts, advance directives, beneficiary designations, life insurance, pets, family heirlooms, funeral arrangements—can feel like a daunting task. No one likes to think about the end of their life. In fact, “procrastination” is often the number one estate planning mistake that people make.1
As families return home from vacation and children go back to school, many popular travel spots get less crowded in autumn. Peak season rates at hotels and resorts come to an end, and off-season packages and deals abound. At the same time, winter weather hasn’t hit yet and you can enjoy crisp fall days and colorful autumn leaves in much of the Northern hemisphere.
In a recent survey by JumpStart Coalition for Financial Literacy, only 26 percent of those between the ages of 13-21 said that they had been taught how to manage money. Yet, when they turn 18, kids are signing contracts for student loans, opening credit card accounts, and in many instances, living away from home with little financial guidance available.
Most consumers typically have both a credit card and a debit card. Of course, the biggest difference between the two is that a debit card will immediately take money out of your bank account when used, unlike a credit card, which will pay for the purchase and later add the amount of the transaction to your monthly statement.
But are there any other differences between the two?