savings

There are many ways that we support our favorite charitable causes. However, one of the most beneficial ways to support a favorite charity now and into perpetuity is through planned giving.

A Mexican immigrant, Victor worked for a coffee shop in the U.S. for 7 years and then tried to start his own shop. Turned down by conventional lenders due to a lack of credit history, he obtained a $5,000 loan from the microfinance organization Kiva.org. Five years later, he now has three thriving shops.

Most of us start out thinking we can manage all of our financial decisions on our own. Then life starts to get complicated. It’s time to buy a house. You start having children who will need college educations. You decide to start your own business, or have aging parents to care for.

One of my associates has had to cancel and replace her debit card twice in the last three months due to fraudulent charges. Luckily her bank’s security algorithms caught on quickly that jewelry store purchases made 1,000 miles from her home were suspicious (the first time), and that she was unlikely to have charged $500+ at a truck stop in Utah (the second time).

A few weeks ago, I posted about making smart Social Security decisions to optimize your lifetime and retirement income.

If you’re looking to diversify your investment portfolio, you may want to consider purchasing investment property. Depending on how hands-on you want to be, you could purchase real estate as a short-term investment; fixing up the property and then selling it immediately for profit.

Did you know you could be saving $250 per month on your mortgage payment? Or get at 10% discount on your groceries? These are just two of the discounts and special financial offers that are available to eligible seniors. Read on and start saving today…

With the pain of 2019 Tax Day behind us, here are some ways to make next year go smoother. Start new organizational practices now to make your 2020 taxes as painless as possible.

Whether you collect fine wine or folk art, baseball cards or bone china, comic books or classic cars, valuation can be a tricky business. Market fluctuations, economic conditions, popular trends, and the course of history can all influence whether a collection accrues value as an investment, or retains more sentimental than monetary value over the years.

In a few short years, it seems as though the banking industry has revolutionized. It is now easier (and more convenient than ever) to tend to your banking needs, all from the comforts of your pajamas. Gone are the notions of banking hours, and the never-ending lines when you want to deposit your paycheck.