Should You Retire at the Same Time As Your Spouse?

If you and your spouse are making plans to retire, you’re probably wondering whether it’s a good idea to retire at the same time. Many couples go through the same thought process and, in fact, one in four couples quit their jobs within a year of each other. But retirement is a decision that should be carefully thought out. Here are some things to consider when deciding whether to retire at the same time as your spouse.

Healthcare Costs

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Retiring as a Small Business Owner

There are over 30 million small businesses in the United States. Many people start their own businesses in order to become their own boss and take control over their schedules, career goals and finances. It can be incredibly rewarding to start and own a successful small business. But one thing that many small business owners may not think about is a retirement plan.

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Aging in Place: Financial Considerations

“Home is where the heart is” for American retirees. According to a recent AARP Research Center Study, 87% of American seniors would prefer to live out their golden years at home.1

While some seniors look forward to moving to a retirement community for the ease and social activities, an increasing number of older adults are opting to stay in their current home as they age.  In addition to personal preference, there are financial considerations to evaluate when making this important choice for your retirement years.

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Understanding Your Retirement Housing Options

Are you thinking you’d like to Age in Place? Downsize into a cozy retirement community? What if you need to transition to assisted living or long-term care? There are many options for retirement housing, and it can be hard to decide what’s the best place for you and your spouse as you face the future. This feature from Kiplinger is a starting place to understand your options.

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The Best Time to Get Retirement Healthcare and Long-term Care Coverage? Before You Need It!

Contemplating a future of possible declining health or infirmity is not a pleasant prospect for any of us. Some people mistakenly think that, after age 65, Medicare will pick up any future tab. But there are many gaps and limits to Medicare coverage that can limit your options or leave you or your family members holding the bag for out-of-pocket expenses.

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70 is the New 65 When it Comes to Retirement

The majority of individuals in their late 40s and 50s, and some even younger, have their minds set on retiring early and spending the remainder of their lives relaxing with a book on the beach or tackling the fairways at the golf course. While that would be ideal, the dream of living your golden years sooner rather than later is becoming increasingly unrealistic for a number of reasons. Therefore, preparing for a later retirement is more important now than ever.

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